Last updated: 8/31/2026
G Parham McNair CLU ChFC LLC (“we,” “us,” or “our”) operates the website parhammcnairinsurance.com (the “Site”). This Privacy Policy explains what information we collect when you visit the Site, how we use it, and the choices you have. By using the Site, you agree to the practices described here.
We are an independent insurance agency based in Raleigh, North Carolina. We take your privacy seriously, particularly given the sensitive nature of Medicare and health-related decisions.
Information We Collect
Information you provide directly. The Site is primarily informational. If you contact us by phone or email using the contact details on the Site, we will receive whatever information you choose to share with us — such as your name, phone number, email address, and any details about your Medicare situation that you provide. We use this information solely to respond to you and to help you with your Medicare coverage questions.
Information collected automatically. When you visit the Site, certain information is collected automatically through analytics technology, including:
- Your device type, browser, and operating system
- Pages you view and how you navigate the Site
- Your approximate geographic location (city/region level)
- The date and time of your visit
- The website or source that referred you to the Site
We use Google Analytics to collect this information. Google Analytics uses cookies and similar technologies to help us understand how visitors use the Site so we can improve it. For more information about how Google uses data, see Google’s Privacy Policy at https://policies.google.com/privacy.
Cookies. Cookies are small text files stored on your device. We use cookies for website analytics as described above. You can control or disable cookies through your browser settings. Disabling cookies may affect some Site functionality, but you will still be able to view the Site’s content.
How We Use Your Information
We use the information we collect to:
- Respond to your inquiries and provide the Medicare guidance you request
- Understand how visitors use the Site and improve its content and performance
- Maintain the security and proper functioning of the Site
- Comply with applicable laws and regulations
We do not sell your personal information. We do not share your information with third parties for their own marketing purposes.
How We Share Information
We may share your information only in the following limited circumstances:
Legal requirements. When required by law, regulation, legal process, or governmental request, or to protect our rights, safety, or property.
Service providers. With third-party services that help us operate the Site (such as our website host and analytics provider), who are permitted to use the information only to perform services for us.
Insurance carriers. If you choose to move forward with a Medicare plan, we will share the information necessary to process your enrollment with the applicable insurance carrier (Blue Cross Blue Shield of North Carolina). This happens only with your knowledge and participation.
Health Information
Because we assist with Medicare decisions, you may choose to share health-related information with us (for example, your prescriptions or medical needs) so that we can help you find suitable coverage. We treat any such information as confidential and use it only to assist you with your coverage. We only collect health-related information that you voluntarily provide to us directly; the Site does not collect health information automatically.
Data Retention
We retain the information you provide for as long as necessary to assist you, to maintain our business records, and to comply with legal and regulatory obligations applicable to insurance agents, after which we take reasonable steps to delete or de-identify it.
How long we retain your data
Suggested text: If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
Your Choices
Analytics. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on at https://tools.google.com/dlpage/gaoptout, or by disabling cookies in your browser.
Communications. If you contact us and later wish to have your information removed from our records, or if you have questions about the information we hold, contact us using the details below and we will respond within a reasonable time.
Third-Party Links
The Site may contain links to third-party websites, including Medicare.gov and insurance carrier sites. We are not responsible for the privacy practices or content of those websites. We encourage you to review the privacy policies of any site you visit.
Children’s Privacy
The Site is intended for adults, primarily those approaching or enrolled in Medicare. It is not directed to children, and we do not knowingly collect personal information from anyone under 18.
Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we will revise the “Last updated” date above. We encourage you to review this page periodically.
Contact Us
If you have questions about this Privacy Policy or our privacy practices, please contact us:
G Parham McNair CLU ChFC LLC Raleigh, North Carolina Email: gpmcnair@msn.com Phone: 919.414.3642